Gentle Breeze Loans

How to Get a Gentle Breeze Payday Loan: a Quick Guide

Gentle Breeze is an independent lender, which specializes strictly in short-term loans. It offers quick credits at very high interest rates to basically any person regardless of their credit history. If you are in urgent need of money but traditional banks refuse to give you out a loan, using Gentle Breeze might be one of the possible solutions.

Giving the fact that there are many unreliable lenders on the internet, we want to help you find a trustworthy loan company. That is why we carefully reviewed Gentle Breeze and checked its interest rates, average funding period, and repayment options. If you are going to take a loan from this lender, we highly recommend you reading this article.

 

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Gentle Breeze Loan Summary

Being one of the many independent lenders, Gentle Breeze offers small loans with very high APR rates. Most borrowers return the debt over the course of a month, but the repayment period might go up to a whole year depending on the amount. Do note that there are many other small loan companies similar to Gentle Breeze, so this is not in any way unique lender.

Gentle Breeze loans are secured. However, since the amounts are small, your paycheck is enough: you do not need to use your house or car as collateral. The total loan amount ranges from $100 up to $1000, so you will not be able to borrow a large sum. In case if you default on a loan, Gentle Breeze will be able to keep your paycheck. Do not forget to repay the money in due time because both interest rates and fees are very high!

Despite the above, Gentle Breeze loans can be useful to people with bad credit histories. Unlike big financial institutions, this lender does not care about your score. It means that you can borrow some money even if you have failed hard credit check in a traditional bank before. The company will still conduct a soft credit check on you, though, so prepare to provide proof of income and other personal information. You can find the full list of requirements to apply for a Gentle Breeze loan in the next paragraph.

How does Gentle Breeze Loan work?

If you want to use Gentlebreeze com to get a payday loan, you do not have to have good credit rating. Moreover, you will be able to borrow some cash even if your score is bad. However, Gentle Breeze has some loan requirements. If you want your loan request to be approved, you have to:

  • Be at least 18 years old;
  • Have a valid driver’s license or any other form of ID;
  • Be a citizen or a permanent resident of the US;
  • Have a stable and provable income source.

If you do not provide all the necessary documents, your application definitely will not be approved. Fortunately, requirements are rather soft, so pretty much anyone should be able to take a Gentle Breeze loan. You do not even have to have a job: this loan company works with people regardless of their employment status. It means that even an unemployed person can turn to Gentle Breeze and take a payday loan.

Most of the Gentle Breeze loans are reviewed within several hours: nearly every application gets approved on the day it is requested. If the amount is low and you have all the needed documents, your application might be approved in less than 10 minutes! Unfortunately, the funding period is not as fast. It depends on the amount and takes up to three business days. However, this way you will still get the money faster in comparison to credits issued by traditional banks.

What are the benefits of Gentle Breeze Loan?

Even though Gentle Breeze payday loans have extremely high interest rates, this lender still has some benefits that might interest you, including:

  • Gentle Breeze will not run a hard credit check on you. The loan company will not contact any credit reporting agencies;
  • Any person regardless of their employment status and credit score are able to get a Gentle Breeze payday loan;
  • Gentle Breeze has flexible repayment options even for smallest loans;
  • The vast majority of loan applications are reviewed within several hours.

Giving all the above, Gentle Breeze online is a workable option for those who cannot get a loan in a large financial institution due to bad credit.

How Much Money Can You Borrow with Gentle Breeze and How Long Will You Have to Wait?

Payday loan amounts at Gentle Breeze start at 100 dollars and go up to 1000 dollars. As you might have guessed, the lesser you borrow, the faster your request will be approved by the lender.

The company claims that the funding period never exceeds three days. However, some users claim that they had to wait for up to seven days to get a loan of the highest amount (1000 dollars). As for approval speed, it is usually rather good: most of the loan applications are reviewed within several hours.

Is it safe to use Gentle Breeze Loan?

If you have read the terms and condition, then yes — Gentle Breeze loans are perfectly safe. This company lives up to the rules available on its official website. Even though Gentlebreeze payday loans are extremely expensive and the terms could be considered very tough, the lender does not hide these terms from you. This loan company is upfront and absolutely honest, so it is not a predatory lender.

As to personal security, the official website of the Gentle Breeze loan company is secured with 128-bit SSL-encryption. It means that when you enter your Gentle Breeze login, third parties will never compromise your personal information. In other words, your real name, postal address, banking information, and other sensitive data will not be shared or sold to anyone else.

Nevertheless, think twice before taking a loan here. According to Gentle Breeze loans reviews, the customer service and funding time here leaves much to be desired. Many people who have used Gentle Breeze lending services claim that interest rates are too high and unfair. Whether you should believe them is up to you. Anyways, let us give a closer look at what people say about Gentle Breeze online loans.

What does the Internet say about Gentle Breeze Loans?

It is sad to say but most of the reviews about Gentle Breeze loans are strictly negative. On Revdex, a popular online review platform, it is rated 1 star out of 5 with over 140 user reviews in total. Many people were not satisfied with its long funding time, inattentive customer support, and extremely high interest rates. The amount of positive reviews at Revdux is close to zero.

The situation with Gentlebreeze is the same at Better Business Bureau (another reliable review platform): on the page of this lender, you can find a “B” rating and over 50 complaints from regular users. At the time of writing, it has more than 30 negative reviews and only 2 positive ones. Some people claim that their credit history was harmed because of Gentle Breeze even though they did not owe them anything.

As you can see, public opinion on Gentle Breeze is way below average. It is a very serious factor to consider before taking out a loan from this lender. However, if you do not want to look for other loan companies, do not forget to carefully read Gentle Breeze loan terms and condition. You need to completely understand the interest rates and fees before signing the contract. And, obviously, do not take a loan in the first place unless you are 100% sure that you will be able to return the debt in due time.

How do I get a Gentle Breeze Payday Loan?

If you are one of those people who are not frightened by negative user reviews, you can easily apply for a Gentle Breeze loan online. Open the official website and fill out the request form. Every potential borrower must provide the following data in order to get a loan:

  • Real name and surname;
  • Real postal address;
  • Valid social security number and date of birth;
  • Valid driver’s license or any form of ID;
  • Proof of income;
  • Banking information;
  • Employer’s contact information (not necessary).

As soon as you fill out the request form, it will be sent to a Gentle Breeze manager. The company offers online services round the clock, so the decision will be available within an hour. If your Gentle Breeze loan application is approved, you will get your funds within three business days.

FAQ about Gentle Breeze Payday Loans

What are the Gentle Breeze fees and interest rates?

The APR rates of Gentle Breeze loans range from 818% up to 1,209%, which is extremely high in comparison to traditional banks and most of the other independent lenders.

What do you need to qualify for Gentle Breeze Loans?

First of all, you have to be a citizen (or a permanent resident) of the United States and at least 18 years old. You also need to provide a valid ID and a proof of income in order to qualify for a loan at Gentle Breeze.

Is it possible to cancel a Gentle Breeze loan request?

Yes, you can easily cancel your application. Contact the Gentle Breeze loan company to find out more details regarding cancelation requirements.

How much money can I borrow with Gentle Breeze Loans?

The total sum of Gentle Breeze loans for an individual ranges from 100 dollars up to 1,000 dollars. Do note that you will not be able to take multiple payday loans at once.

Will Gentle Breeze check my credit history?

No, this loan company does not really care about your credit score. It will not run a hard credit check on you with the national credit reporting agencies. However, Gentle Breeze will conduct a soft check on you just to make sure that you will repay your debt in due time.

What is the average funding time for Gentle Breeze Loans?

The official website of Gentle Breeze claims that loans are funded within three business days, but some users claim that they had to wait for up to seven days. As for loan approval time, it usually takes only a few hours or even less.

Final Words on Gentle Breeze Payday Loans

Gentle Breeze is one of the many loan companies that offer payday loans to people with bad credit. Among its benefits are flexible repayment periods, quick application process, and fast approval period. Taking out a Gentle Breeze loan is very easy: any citizen (or permanent resident) of the United States can borrow from $100 up to $1000 online. You will get your money within several business days, but the exact time might vary depending on the amount.

Now, let us sum up Gentle Breeze cons. First of all, customer service is very bad (judging by user reviews). Secondly, Gentle Breeze loans are very expensive. This loan company has one of the highest interest rates available on the market! If you have found yourself in a pickle and you urgently need a short-term loan to cover unexpected expenses, we would recommend you to stay away from this lender. There are many other lenders that offer payday loans on softer terms. If you do not have time to look for another lender, use services of Gentle Breeze at your own risk!